Terms of Service

Last updated: April 29, 2026

1. Acceptance of Terms

By accessing and using the TriShield Insurance website and services, you accept and agree to be bound by these Terms of Service. If you do not agree to abide by the above, please do not use this service.

2. Definitions

In these Terms of Service:

  • "Company" means TriShield Insurance and its subsidiaries.
  • "Services" means our insurance products, website, and related customer services.
  • "User" or "you" means any individual or entity accessing our Services.
  • "Policy" means an insurance contract issued by the Company.
  • "Website" means TriShield Insurance's online platform and all associated pages.

3. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on TriShield Insurance's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • Modify or copy the materials
  • Use the materials for any commercial purpose or for any public display
  • Attempt to decompile or reverse engineer any software contained on the website
  • Transfer the materials to another person or "mirror" the materials on any other server
  • Remove any copyright or other proprietary notations from the materials
  • Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the website

4. User Responsibilities

You agree that:

  • You will provide accurate, complete, and current information when applying for policies or using our Services
  • You will not use our Services for any unlawful purpose or in violation of any applicable laws
  • You will not transmit viruses, malware, or any code of destructive nature through our website
  • You will promptly report any unauthorized access to your account
  • You are responsible for maintaining the confidentiality of your login credentials
  • You will comply with all applicable laws and regulations

5. Insurance Policies

Policy Terms

All insurance policies are subject to the specific terms, conditions, and exclusions outlined in the policy documents provided to you. Please review these documents carefully.

Disclosure

You must provide complete and accurate information on all insurance applications. Misrepresentation or omission of material facts may result in policy cancellation or denial of claims.

Payment

Premiums must be paid in accordance with the payment schedule specified in your policy. Failure to pay may result in policy suspension or termination.

Coverage

Coverage begins only after premium payment is received and processed. TriShield Insurance reserves the right to decline or modify coverage based on underwriting guidelines.

Electronic Communications & Signatures

By using our Services, you agree to transact business with us electronically. You consent to receive all notices, disclosures, and policy documents ("Communications") electronically. You agree that your electronic signature, or the act of clicking "I Agree" or "Submit," has the same legal force and effect as a physical signature. You may withdraw this consent at any time, but doing so may result in the termination of your access to certain Services.

6. Limitations of Liability

In no event shall TriShield Insurance or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on TriShield Insurance's website, even if TriShield Insurance or an authorized representative has been notified orally or in writing of the possibility of such damage.

Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

7. Disclaimer of Warranties

The materials on TriShield Insurance's website are provided on an 'as is' basis. TriShield Insurance makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, TriShield Insurance does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

8. No Professional Advice

The information provided on the Website is for general informational purposes only and does not constitute financial, investment, legal, or other professional advice. TriShield Insurance does not act as your financial advisor or fiduciary. You should consult with a qualified professional before making any decisions based on the information found on this Website.

9. Termination

TriShield Insurance may terminate or suspend your account and access to the website at any time, for any reason, without notice or liability. Upon termination, all provisions of these Terms of Service which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

10. Indemnification

You agree to defend, indemnify, and hold harmless TriShield Insurance, its officers, directors, and employees from and against any claims, liabilities, damages, losses, or expenses (including reasonable legal fees) arising out of your use of the Website, your violation of these Terms, or any fraudulent or inaccurate information you provide to us.

11. Dispute Resolution; Class Action Waiver

Any dispute arising out of these Terms shall be settled by binding arbitration in accordance with the rules of the American Arbitration Association. You and TriShield Insurance agree that each may bring claims against the other only in your or its individual capacity and not as a plaintiff or class member in any purported class or representative proceeding.

12. Governing Law & Jurisdiction

These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. You irrevocably agree that the state and federal courts located in Orange County, Florida shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms.

13. Amendments to Terms

TriShield Insurance may revise these Terms of Service for its website at any time without notice. By using this website, you are agreeing to be bound by the then-current version of these Terms of Service.